Depok-The Master of Applied Creative Industries study program in Vocational Education Program, Universitas Indonesia (UI), held a guest lecture featuring M. Riza Muchlis, a lecturer at Mandiri Corporate University, as a resource person on September 17, 2025. This guest lecture was part of the Project Funding and Investment course, held in the lecture hall of the Master of Applied Creative Industries Vocational Education Program at UI.
In his presentation, Riza comprehensively discussed conventional financing as a primary source of working capital widely used by businesses in Indonesia. He emphasized the importance of understanding various funding options, including commercial banks, rural banks (BPR), non-bank financial institutions, and government programs like the People’s Business Credit (KUR).
“Many MSMEs and companies face obstacles in accessing financing, ranging from limited collateral, inadequate financial reporting, to incomplete business legal documents. Therefore, it’s crucial for business owners to understand financing alternatives that suit their needs and capacity,” explained Riza.
(Photo: Atmosphere of the guest lecture taught by Riza)
In addition, Riza also explained a number of financing solutions that are currently developing rapidly, such as peer-to-peer (P2P) lending, invoice-based financing or purchase order financing, and the role of venture capital in supporting creative businesses and startups with high growth potential.
This guest lecture not only provided academic insights but also provided an interactive discussion space between students and the speakers. Students in the Master of Applied Creative Industries program had the opportunity to discuss the real-world challenges of accessing business capital and gain practical perspectives from their field experiences. In line with the objectives of this course, students are expected to evaluate the use of various technological innovations in solving problems in the creative industry.
The Head of the Creative Industries Applied Master’s Program, Dr. Dewi Kartika Sari, S.E., M.S.Ak., CA., stated that this guest lecture provided practical insights highly relevant to students’ needs. Ika said, “We hope that Mr. Riza’s experience will enrich students’ understanding of project funding and investment, enabling them to apply it effectively to the development of the creative industry.”
(Photo: Group photo of students after lectures)
One of the students, Sonny Satriyono, also shared his impressions after attending the guest lecture. “The material presented really opened my eyes to various funding alternatives available, especially for creative entrepreneurs. The discussion with Mr. Riza also helped me understand the real-world challenges that MSMEs often face,” he said.
Through this guest lecture, the Master of Applied Creative Industries study program continues to strive to integrate theory with real-world practice, as well as prepare graduates who are ready to contribute to the national creative industry ecosystem.
